:root{--navy:#1f3a5f;--navy-d:#152a46;--ink:#1d232b;--muted:#5b6672;--line:#dde3ea;--bg:#ffffff;--soft:#f4f6f8;--accent:#b5853a}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;font-size:18px}
a{color:var(--navy)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:740px;margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:"Source Serif 4",Georgia,serif;font-weight:600;line-height:1.25;color:var(--navy-d)}
h1{font-size:clamp(2rem,4.4vw,2.8rem);margin:0 0 .4em}
h2{font-size:1.55rem;margin:1.8em 0 .5em;color:var(--navy)}
h3{font-size:1.2rem;margin:1.4em 0 .4em}
p{margin:0 0 1.1em}
ul,ol{padding-left:22px;margin:0 0 1.2em}
li{margin:6px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:600;color:var(--accent);margin-bottom:.8em}
header{position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{font-family:"Source Serif 4",serif;font-weight:600;font-size:1.15rem;color:var(--navy);text-decoration:none}
nav a{margin-left:22px;text-decoration:none;color:var(--ink);font-size:.95rem}
nav a:hover{color:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;padding:12px 22px;border-radius:6px;font-weight:600;font-size:.95rem}
.btn:hover{background:var(--navy-d)}
.article-head{background:linear-gradient(160deg,#f4f6f8 0%,#fff 70%);border-bottom:1px solid var(--line);padding:64px 0 40px}
.meta{color:var(--muted);font-size:.92rem}
.lead{font-size:1.2rem;color:var(--muted)}
article{padding:40px 0 20px}
table{width:100%;border-collapse:collapse;margin:8px 0 6px;font-size:.95rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft);font-weight:600}
td.num,th.num{text-align:right;white-space:nowrap}
tr.total td{font-weight:600;border-top:2px solid var(--navy)}
.caption{color:var(--muted);font-size:.88rem;margin-bottom:1.4em}
.callout{background:var(--soft);border-left:4px solid var(--accent);padding:18px 22px;border-radius:0 8px 8px 0;margin:1.6em 0}
.callout p:last-child{margin:0}
.checklist{list-style:none;padding:0}
.checklist li{padding-left:30px;position:relative;margin:10px 0}
.checklist li:before{content:"";position:absolute;left:4px;top:9px;width:12px;height:7px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}
.cta{background:var(--navy-d);color:#e9eef4;border-radius:12px;padding:30px;margin:40px 0}
.cta h2{color:#fff;margin-top:0}
.cta a.btn{background:var(--accent)}
.author{display:flex;gap:16px;align-items:center;border-top:1px solid var(--line);padding-top:24px;margin-top:32px;color:var(--muted);font-size:.95rem}
.author img{width:64px;height:64px;object-fit:cover;object-position:top;border-radius:50%}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:28px 0 60px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px;text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--navy)}
.card h3{margin:.2em 0 .5em;color:var(--navy)}
.card p{color:var(--muted);font-size:.95rem;margin:0}
footer{background:#0f1f33;color:#9fb0c3;font-size:.85rem;padding:24px 0;margin-top:40px}
footer a{color:#cfdae6}
.menu-btn{display:none;align-items:center;justify-content:center;width:42px;height:42px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--navy);font-size:1.3rem;cursor:pointer;margin-left:auto}
header .wrap{position:relative}
@media (max-width:860px){nav a:not(.btn){display:none}.menu-btn{display:inline-flex}nav.open{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:flex;flex-direction:column;padding:8px 20px 16px}nav.open a{display:block;margin:0;padding:10px 0}nav.open a.btn{text-align:center;margin-top:8px}.cards{grid-template-columns:1fr}body{font-size:17px}}
.cover-img{display:block;width:100%;height:auto;border-radius:10px;border:1px solid var(--line);margin:0 0 28px}
.card .thumb{display:block;height:auto;width:calc(100% + 52px);height:auto;margin:-26px -26px 18px;aspect-ratio:16/9;object-fit:cover;border-radius:10px 10px 0 0}
.brand{display:inline-flex;align-items:center}.brand img{display:block;height:52px;width:auto}header .wrap{height:76px}.brand{flex-shrink:0}nav{display:flex;align-items:center}nav a{white-space:nowrap}nav a{margin-left:20px}header .wrap{max-width:1260px}.brand img{height:46px}nav a{margin-left:16px}@media(max-width:1250px){nav a:not(.btn){display:none}.menu-btn{display:inline-flex}nav.open{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:flex;flex-direction:column;padding:8px 20px 16px}nav.open a{display:block;margin:0;padding:10px 0}nav.open a.btn{text-align:center;margin-top:8px}.brand img{height:44px}nav.open{align-items:stretch}}@media(max-width:480px){.brand img{height:30px}header .wrap{height:64px}nav:not(.open) a.btn{display:none}}

.values-page .value{border-top:1px solid var(--line);padding-top:22px;margin-top:26px}.values-page .value h2{margin:.15em 0 .4em}.values-page .value .eyebrow{margin-bottom:.2em}

@media(min-width:1251px){header nav a{margin-left:12px!important;font-size:.9rem!important}header nav a.btn{margin-left:14px!important}}